**Updated: Jan 29, 2019**

I got several comments and half of them were asking about the maturity amount. So I thought of making a simple excel calculator for Sukanya Samriddhi Yojana which gives a straightaway maturity amount based on the monthly or yearly contribution.

Sukanya Samrddhi Yojana, Sukanya Samriddhi vs. PPF, Sukanya Samriddhi vs Recurring Deposits and Sukanya Samriddhi Account,

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## How to use Sukanya Samrddhi Calculator

**Step 1. **Sukanya Samriddhi Calculator is an excel sheet having 4 sheets but only first sheet named “Sukanya Samriddhi Calculator” is editable. All other sheets are supporting sheets on which calculation is done. You can see the table of calculation but cannot alter it.

### Sukanya Samriddhi Calculator Interface

**Step 2.** There are 3 fields which you need to put figures into.

- Monthly Contribution or Yearly Contribution
- Age of the Girl Child (in years)
- Interest Rate (if change next year)

**Step 3. **To know the withdrawable amount at the age of 18 years of girl child i.e. 50% of the account balance, see the monthly contribution sheet (if opted for monthly contribution) or yearly contribution sheet (if opted for yearly contribution).

**Step 4.** Working sheet is of no use to you, this sheet contains the in-depth calculation of month wise contribution and yearly compounding of interest.

### How to Download the Sukanya Samriddhi Calculator

**Step 1.** Fill in the email address in the form below and click on the subscribe button.

**Step 2.** Go to your inbox and confirm the subscription.

**Step 3.**?Once you confirm your subscription, click on the link below to download the calculator

### Limitations of Sukanya Samrddhi Calculator

1. Sukanya Samriddhi Calculator only assumes equal contribution per year or per month. This means if you wish to contribute different sum each month or each year, you cannot get the maturity amount with this calculator.

2. Both the yearly contribution and monthly contribution is assumed to be deposited at the beginning. Like if you wish to deposit Rs.12,000 per year, then this calculator assumes the deposit is made on 1st April and gives you the maturity.

3. 50% withdrawal is not computed in the calculator, you need to check the monthly contribution sheet and yearly contribution sheet to calculate the 50% withdrawable amount on 18 years of age of girl child.

4. Further,?Sukanya Samriddhi Calculator does not take into account if you withdraw 50% and continue the account. This means maturity amount calculated through this calculator only gives you the amount at the maturity without considering any withdrawn in between.

5. Age of the girl child can only be taken in the years, not in months.

kalpana says

what is minimum amount of deposit per month. please reply ???

Allanwousa says

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Sonu says

Which type of interest is applied on SSY account

Simple or Compound.

Pls tell me

shameer says

Hi

My child is 9 years old I am planning to invest Yearly 50000/- I can withdraw full amount after 21 years, that means 9+21 = 30 . Full amount will get only after 30 years?

T GopiNath says

Sir Can you tell me which is better either Sukanya or RD

rajesh sharma says

my daughter DOB is 12-10-2006. we started this scheme in december 2015. pl. informe me iif i deposit 1,50, ooo/- per year, then upto what age i can pay this amount. ( i mean total how much amount i will pay and after 21 year , how much amount she will get.)

Anonymous says

What a silly question, after reading this article, you are asking this type question..

kamya says

my daughter 10 years complete 17th dec. 2015. pls. tell us what is the maturity within 2000 per month investment

om says

Opening SSA against RD is good option for better returns ? please comment

dev says

Hi,

My daughter is 9 yr old, I am planning to invest Rs. 2000/- per month. Considering investment upto her 14 yr of age so what will be maturity amount at 21 yr of her age. (Your calculator do give this information) kindly comment.

Sanyam Jain says

Please not that age of the girl child is only considered for eligibility not for deposits. In simple words if girl child is eligible for SSA than you will have to contribute 14 years from the year of opening of account not her attaining the age of 14 years.

Maturity amount in your case would come close to Rs.12.50 lakhs

Mamta says

My baby is 4 months old. i want to deposit 24k per anm then what will be the maturity amount at the age of 21yrs

Sanyam Jain says

Maturity amount in your case would come close to Rs.12.50 lakhs

s b bhavar says

Hiii my baby is 1.5yrs old can I open sukanya ac & what documents needed for this?

Sanyam Jain says

To open this account following documents are required to be submitted.

Birth Certificate of Girl Child

Identity proof of the depositor i.e. parent or legal guardian

Address proof of the depositor i.e. parent or legal guardian

In case Birth Certificate of girl child is not available than birth certificate from the school headmaster or from the hospital where girl child was born is also valid.

Anonymous says

hello My Daughter is age of 5 years , if i planned to contribute 1.50000 pa – as per maximum limit – wot will be maturity amount.??

Sanyam Jain says

With a deposition of Rs.150000 per year, the maturity amount would be whopping Rs.80 lakhs (approx)

Prashanth says

Hi Sanyam, how did you arrive at 80 lakhs? My daughter is also 5 year old, after investing for 14 years, she can only get around 56 lakh approx at her 21 years of age.

Please clarify

Thank you

PrashanthRG

Jyoti Munpelli says

Hi,

My baby is 4 years old. I want to contribute Rs 24,000 annually. What will be the maturity amount? and is it the way to pay online, if NO than when it will be start.

Sanyam Jain says

Maturity amount in your case would come around Rs.12.62 lakhs.

Unfortunately, no online deposition is allowed under SSA and there are no chances in the near future.

S CHAKRABORTY says

My baby is 4 years old. I want to contribute Rs 50,000 annually. What will be the maturity amount?

Sanyam Jain says

maturity amount would be around Rs.26.30 lakhs.

hari singh says

2668821/- this amount you get after 21 year

shamik says

My baby age is 20 days.. can i open the sukanya samriddhi yojana account for my baby.

Sanyam Jain says

Yes you can

SRIDEVI says

HI baby is 4yrs and i want to deposit 30k per anm then what will be the maturity amount at the age of 21yrs

Sanyam Jain says

The amount in your case comes to around Rs.15.80 lakh at the maturity age of 21 years.

Dandu suresh says

Hi,

Per suppose i have invested 12000/- per this FY, and next FY year around 20000/- is this valid, and monthly if can i have invest 2000, 6000, 3000, 1000, like this…is it okay? how they will calculate maturity amount here?