RBL Titanium Delight Credit Card Review 2020

RBL Titanium Delight Credit Card Review 2020

Updated on 20 Jan 2020.

I found RBL Titanium Delight credit card is very interesting. On Wednesday, this card acts like a king but on the other days, it becomes a pauper. I am serious…

You get great deals only on Wednesday but on the other days, the saving is just like nothing.

That’s why I have given a new name to RBL Titanium Delight Credit card i.e “A Wednesday Card”.

Fee & Charges

First Year Annual Fee – Rs 750

Renewal fee – Rs 750

Interest Rate – 42%

Cash Advance Fee– 2.5%, min 300

Annual Fee Waiver

You have to pay an annual fee for the first year but from the second year spent more than 1 lakh in a year & get an annual year fee waiver.

Bonus offer on RBL Titanium Delight Credit Card

  • Get 2000 reward points on your first swipe.
  • Another 1000 reward points on spending INR 10,000 within the 60 days of card issuance.
  • Get 4000 reward points on spending 1.2 lakh in a year.

Wednesday Special Offer

  • 1+1 free movie ticket on BookMyShow, once a month on Wednesday. You will get one ticket complimentary or a discount of Rs 200, whichever is lower.
  • Every Wednesday orders a pizza from Domino’s or Pizza Hut online & get 10% value back as reward points.
  • Buy grocery on Wednesday and get a 5% value back in form of reward points. You will earn reward points on all your grocery spends expect Big Bazaar spends.

Other Benefit on RBL Titanium Delight Credit Card

Get 1 reward point for every Rs 100 spent on all other categories.

Reward Points Worth

The redemption value of the reward point is INR 0.25 (very low). On regular spent, you earn only 1 reward point for every INR 100. The percentage of saving is 0.25%, one of the lowest saving percentages on regular spending among the credit cards.

What To Do With RBL Titanium Delight Reward Points?

Delight reward points come with a limitation. You can redeem the reward points only on www.rblrewards.com . there is no other platform where you are allowed to redeem your reward points.

But a small good thing is, rblrewards.com has lots of things which will help you in your day to day needs like recharges, hotel booking, air travel, and shopping.

Fuel Benefit

Get the fuel surcharge waiver at all the fuel stations across India on the transaction between INR 500 and INR 4000. Maximum fuel surcharge capped at INR 100 per statement cycle.

Annual Saving With RBL Titanium Delight Credit Card

Check Your Eligibility

  • The applicant should be 21 years old or more.
  • The applicant should be an Indian Resident.
  • Should have a regular source of income.
  • Must have a good credit history.

Document Required

  • Identity Card.
  • Address proof.
  • 1 passport size photograph.
  • Salaried class- latest one-month salary slip.
  • Self Employed- Latest IT Return with the computation of income.

What should you do?

Either you should apply or not, is merely dependent on one thing. Are you going to use this only on Wednesday?

If the answer is yes, then you can save a lot of money. Otherwise, this card is not meant for you, because….

Only Wednesday is the day for this card, for the rest of the days keep the card on rest. This is the only one way to get benefits from RBL Titanium Delight credit card. Otherwise, your saving will be just like nothing.

4 thoughts on “RBL Titanium Delight Credit Card Review 2020”

  1. Currently, the 1+1 movie tickets are offered every wednesday instead of only once in a month. Valid till 31st Dec, 19

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