Sukanya Samriddhi Calculator

Sukanya Samriddhi Calculator for 2021

Updated: Jan 13, 2021

You can easily plan your investments if you have prior knowledge of how much you can get on maturity. I am here showing you a Sukanya Samriddhi Yojana Calculator (in the form of a table) that will show you the maturity value calculated on different yearly investments.

For the following calculations, I have taken these assumptions:

  • I assumed a minimum investing amount per month/year is Rs. 1000.
  • The rate of interest is assumed to be 8.1% throughout the period of the scheme for 21 years.
  • I have assumed a fixed amount for monthly or yearly contributions.
  • I have assumed that the scheme will complete the maturity period of 21 years and there will be no withdrawals made at 18.

Sukanya Samriddhi Calculator

I have shown you calculations in 2 styles either you will invest annually or on monthly basis.

Yearly Calculation Table


Investment Amount (Annually) Invested Amount (14 Years) Maturity Amount (21 Years)
1 Rs.1,000 Rs.14,000 Rs.46,820
2 Rs.2,000 Rs.28,000 Rs.93,645
3 Rs.5,000 Rs.70,000 Rs.2,34,110
4 Rs.10,000 Rs.1,40,000 Rs.4,68,215
5 Rs.20,000 Rs.2,80,000 Rs.9,36,430
6 Rs.50,000 Rs.7,00,000 Rs.23,41,075
7 Rs.1,00,000 Rs.14,00,000 Rs.46,82,145
8 Rs.1,25,000 Rs.17,50,000 Rs.58,52,685
9 Rs.1,50,000 Rs.21,00,000


Monthly Calculation Table

Installment Amount


Invested Amount

 (14 Years)

Maturity Amount

 (21 Years)

Rs.1,000 Rs.1,68,000 Rs.5,42,120
Rs.2,000 Rs.3,36,000 Rs.10,84,240
Rs.3,000 Rs.5,04,000 Rs.16,26,370
Rs.4,000 Rs.6,72,000 Rs.21,68,485
Rs.5,000 Rs.8,40,000 Rs.27,10,605
Rs.6,000 Rs.10,08,000 Rs.32,52,730
Rs.7,000 Rs.11,76,000 Rs.37,94,850
Rs.8,000 Rs.13,44,000 Rs.43,36,975
Rs.9,000 Rs.15,12,000 Rs.48,79,095
Rs.10,000 Rs.16,80,000 Rs.54,21,215
Rs.12,500 Rs.21,00,000 Rs.67,76,525


  • This calculator is fixed. You can’t put any variable amount from your side to check the desired results.

Sukanya Samriddhi Yojana is one of the best investment methods for long term risk-free investments. You can use this calculator to get a complete idea of how much money you will get on maturity. I have provided you two scenarios – Yearly and monthly, for better clarity of investment and maturity amount.

Now you can easily decide the investment based on your maturity goal and start the Sukanya Samriddhi Account.

361 thoughts on “Sukanya Samriddhi Calculator for 2021”

  1. Hi

    My child is 9 years old I am planning to invest Yearly 50000/- I can withdraw full amount after 21 years, that means 9+21 = 30 . Full amount will get only after 30 years?

  2. rajesh sharma

    my daughter DOB is 12-10-2006. we started this scheme in december 2015. pl. informe me iif i deposit 1,50, ooo/- per year, then upto what age i can pay this amount. ( i mean total how much amount i will pay and after 21 year , how much amount she will get.)

  3. my daughter 10 years complete 17th dec. 2015. pls. tell us what is the maturity within 2000 per month investment

  4. Hi,

    My daughter is 9 yr old, I am planning to invest Rs. 2000/- per month. Considering investment upto her 14 yr of age so what will be maturity amount at 21 yr of her age. (Your calculator do give this information) kindly comment.

    1. Please not that age of the girl child is only considered for eligibility not for deposits. In simple words if girl child is eligible for SSA than you will have to contribute 14 years from the year of opening of account not her attaining the age of 14 years.

      Maturity amount in your case would come close to Rs.12.50 lakhs

  5. My baby is 4 months old. i want to deposit 24k per anm then what will be the maturity amount at the age of 21yrs

    1. To open this account following documents are required to be submitted.

      Birth Certificate of Girl Child
      Identity proof of the depositor i.e. parent or legal guardian
      Address proof of the depositor i.e. parent or legal guardian

      In case Birth Certificate of girl child is not available than birth certificate from the school headmaster or from the hospital where girl child was born is also valid.

  6. hello My Daughter is age of 5 years , if i planned to contribute 1.50000 pa – as per maximum limit – wot will be maturity amount.??

      1. Hi Sanyam, how did you arrive at 80 lakhs? My daughter is also 5 year old, after investing for 14 years, she can only get around 56 lakh approx at her 21 years of age.

        Please clarify

        Thank you

  7. Jyoti Munpelli


    My baby is 4 years old. I want to contribute Rs 24,000 annually. What will be the maturity amount? and is it the way to pay online, if NO than when it will be start.

    1. Maturity amount in your case would come around Rs.12.62 lakhs.

      Unfortunately, no online deposition is allowed under SSA and there are no chances in the near future.


    My baby is 4 years old. I want to contribute Rs 50,000 annually. What will be the maturity amount?

  9. HI baby is 4yrs and i want to deposit 30k per anm then what will be the maturity amount at the age of 21yrs

      1. Hi,

        Per suppose i have invested 12000/- per this FY, and next FY year around 20000/- is this valid, and monthly if can i have invest 2000, 6000, 3000, 1000, like this…is it okay? how they will calculate maturity amount here?

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