Updated: Jan 13, 2020
You can easily plan your investments if you have prior knowledge of how much you can get on maturity. I am here showing you a Sukanya Samriddhi Yojana Calculator (in the form of a table) that will show you the maturity value calculated on different yearly investments.
For the following calculations, I have taken these assumptions:
- I assumed a minimum investing amount per month/year is Rs. 1000.
- The rate of interest is assumed to be 8.1% throughout the period of the scheme for 21 years.
- I have assumed a fixed amount for monthly or yearly contributions.
- I have assumed that the scheme will complete the maturity period of 21 years and there will be no withdrawals made at 18.
Sukanya Samriddhi Calculator
I have shown you calculations in 2 styles either you will invest annually or on monthly basis.
Yearly Calculation Table
|
Year |
Investment Amount (Annually) | Invested Amount (14 Years) | Maturity Amount (21 Years) |
| 1 | Rs.1,000 | Rs.14,000 | Rs.46,820 |
| 2 | Rs.2,000 | Rs.28,000 | Rs.93,645 |
| 3 | Rs.5,000 | Rs.70,000 | Rs.2,34,110 |
| 4 | Rs.10,000 | Rs.1,40,000 | Rs.4,68,215 |
| 5 | Rs.20,000 | Rs.2,80,000 | Rs.9,36,430 |
| 6 | Rs.50,000 | Rs.7,00,000 | Rs.23,41,075 |
| 7 | Rs.1,00,000 | Rs.14,00,000 | Rs.46,82,145 |
| 8 | Rs.1,25,000 | Rs.17,50,000 | Rs.58,52,685 |
| 9 | Rs.1,50,000 | Rs.21,00,000 |
Rs.70,23,220 |
Monthly Calculation Table
| Installment Amount
(Monthly) |
Invested Amount
(14 Years) |
Maturity Amount
(21 Years) |
| Rs.1,000 | Rs.1,68,000 | Rs.5,42,120 |
| Rs.2,000 | Rs.3,36,000 | Rs.10,84,240 |
| Rs.3,000 | Rs.5,04,000 | Rs.16,26,370 |
| Rs.4,000 | Rs.6,72,000 | Rs.21,68,485 |
| Rs.5,000 | Rs.8,40,000 | Rs.27,10,605 |
| Rs.6,000 | Rs.10,08,000 | Rs.32,52,730 |
| Rs.7,000 | Rs.11,76,000 | Rs.37,94,850 |
| Rs.8,000 | Rs.13,44,000 | Rs.43,36,975 |
| Rs.9,000 | Rs.15,12,000 | Rs.48,79,095 |
| Rs.10,000 | Rs.16,80,000 | Rs.54,21,215 |
| Rs.12,500 | Rs.21,00,000 | Rs.67,76,525 |
Limitation
- This calculator is fixed. You can’t put any variable amount from your side to check the desired results.
Sukanya Samriddhi Yojana is one of the best investment methods for long term risk-free investments. You can use this calculator to get a complete idea of how much money you will get on maturity. I have provided you two scenarios – Yearly and monthly, for better clarity of investment and maturity amount.
Now you can easily decide the investment based on your maturity goal and start the Sukanya Samriddhi Account.
361 thoughts on “Sukanya Samriddhi Calculator for 2020”
what is minimum amount of deposit per month. please reply ???
dbgcvmuwfgd.ru
Which type of interest is applied on SSY account
Simple or Compound.
Pls tell me
Hi
My child is 9 years old I am planning to invest Yearly 50000/- I can withdraw full amount after 21 years, that means 9+21 = 30 . Full amount will get only after 30 years?
Sir Can you tell me which is better either Sukanya or RD
my daughter DOB is 12-10-2006. we started this scheme in december 2015. pl. informe me iif i deposit 1,50, ooo/- per year, then upto what age i can pay this amount. ( i mean total how much amount i will pay and after 21 year , how much amount she will get.)
What a silly question, after reading this article, you are asking this type question..
my daughter 10 years complete 17th dec. 2015. pls. tell us what is the maturity within 2000 per month investment
Opening SSA against RD is good option for better returns ? please comment
Hi,
My daughter is 9 yr old, I am planning to invest Rs. 2000/- per month. Considering investment upto her 14 yr of age so what will be maturity amount at 21 yr of her age. (Your calculator do give this information) kindly comment.
Please not that age of the girl child is only considered for eligibility not for deposits. In simple words if girl child is eligible for SSA than you will have to contribute 14 years from the year of opening of account not her attaining the age of 14 years.
Maturity amount in your case would come close to Rs.12.50 lakhs
My baby is 4 months old. i want to deposit 24k per anm then what will be the maturity amount at the age of 21yrs
Maturity amount in your case would come close to Rs.12.50 lakhs
Hiii my baby is 1.5yrs old can I open sukanya ac & what documents needed for this?
To open this account following documents are required to be submitted.
Birth Certificate of Girl Child
Identity proof of the depositor i.e. parent or legal guardian
Address proof of the depositor i.e. parent or legal guardian
In case Birth Certificate of girl child is not available than birth certificate from the school headmaster or from the hospital where girl child was born is also valid.
hello My Daughter is age of 5 years , if i planned to contribute 1.50000 pa – as per maximum limit – wot will be maturity amount.??
With a deposition of Rs.150000 per year, the maturity amount would be whopping Rs.80 lakhs (approx)
Hi Sanyam, how did you arrive at 80 lakhs? My daughter is also 5 year old, after investing for 14 years, she can only get around 56 lakh approx at her 21 years of age.
Please clarify
Thank you
PrashanthRG
Hi,
My baby is 4 years old. I want to contribute Rs 24,000 annually. What will be the maturity amount? and is it the way to pay online, if NO than when it will be start.
Maturity amount in your case would come around Rs.12.62 lakhs.
Unfortunately, no online deposition is allowed under SSA and there are no chances in the near future.
My baby is 4 years old. I want to contribute Rs 50,000 annually. What will be the maturity amount?
maturity amount would be around Rs.26.30 lakhs.
2668821/- this amount you get after 21 year
My baby age is 20 days.. can i open the sukanya samriddhi yojana account for my baby.
Yes you can
HI baby is 4yrs and i want to deposit 30k per anm then what will be the maturity amount at the age of 21yrs
The amount in your case comes to around Rs.15.80 lakh at the maturity age of 21 years.
Hi,
Per suppose i have invested 12000/- per this FY, and next FY year around 20000/- is this valid, and monthly if can i have invest 2000, 6000, 3000, 1000, like this…is it okay? how they will calculate maturity amount here?