As a credit card user, it is essential to have a secure and reliable Personal Identification Number (PIN) to protect your credit card from unauthorized transactions.
However, there are four different methods to generate your ICICI credit card PIN: through ATM, Netbanking, mobile app, or customer care.
Let’s talk through each of these methods one by one.
How to Generating Your ICICI Credit Card PIN with Ease
#1. Generate Your ICICI Credit Card PIN Through ATM
To generate your ICICI credit card PIN through an ATM, follow these simple steps:
Step #1. Visit any ICICI Bank ATM and insert your credit card into the machine.
Step #2. Select “language” and choose the “create PIN using OTP” option on the screen.
Step #3. Enter your registered mobile number and OTP you have received on your mobile number.
Step #4. Choose your preferred PIN and confirm your PIN by re-entering it when prompted.
Step #5. Once you have confirmed your PIN, your new ICICI credit card PIN will be generated.
#2. Generate Your ICICI Credit Card PIN through Netbanking
To generate your ICICI credit card PIN through Netbanking, follow these simple steps.
Step #1. Log in to your ICICI Bank Netbanking account.
Step #2. Click on “my account” and then press the “credit cards” section.
Step #3. Select the “Generate Credit Card PIN online” option and follow the prompts like enter your registered mobile number and OTP.
Step #4. Choose your preferred PIN and confirm it.
Step #5. Once you have confirmed your PIN, your new ICICI credit card PIN will be generated and the bank will send you a notification that your PIN sets successfully.
#3. Generate your ICICI Credit Card PIN through Mobile App
To generate your ICICI credit card PIN through the mobile app, follow these simple steps:
Step #1. Log in to the ICICI Bank imobile app.

Step #2. Click on “services” and then select “card PIN services” tab

Step #3. Click on the “Generate Credit Card PIN” option.

Step #4. Enter the required details and then click on “submit”.

Step #5. Enter the OTP which you received on your registered mobile number and then click on “submit.”

Step #6. After successfully setting your PIN, the pop message will appear that your PIN has been set successfully.

#4. Generate your ICICI Credit Card PIN through Customer Care
You can call ICICI Bank customer care at 1860 120 7777 from your registered mobile number to generate the ICICI credit card PIN. Follow the instructions to set your desired credit card PIN.
How to Change ICICI Credit Card PIN?
ICICI Bank offers two convenient methods to change your credit card PIN. These methods are:
#1. Change ICICI Credit Card PIN via ATM
Changing your ICICI credit card PIN at an ATM is a quick and easy process. Here are the steps to follow:
- Visit any ICICI Bank ATM and insert your ICICI credit card into the ATM’s card slot.
- Select the language of your preference.
- Enter your existing PIN and click on “change PIN”.
- Enter the OTP received on your registered mobile number and choose a 4-digit PIN of your choice.
- Re-enter the new PIN to confirm it.
- Once you have confirmed your new PIN, the ATM will display a message confirming that your PIN has been changed successfully.
- Collect your credit card from the ATM and ensure that you keep the new PIN in a secure place.
#2. Change ICICI Credit Card PIN via Net Banking
Steps to follow to change your ICICI credit card PIN via netbanking –
- Log in to your internet banking account using your credentials.
- Click on “credit card request” and then choose “change PIN”.
- You will receive an OTP on your registered mobile, enter the OTP and then continue.
- Now, enter a 4-digit PIN of your choice.
- After successfully changing the PIN, the bank will send you a message that your PIN has been successfully changed.
Precautions to Secures Your ICICI Credit Card PIN
#1. Memorize your PIN – Do not write down your ICICI credit card PIN anywhere. Instead, try to memorize it and avoid sharing it with anyone.
#2. Change your PIN regularly – ICICI Bank recommends changing your credit card PIN frequently to ensure its security. This way, if anyone does manage to get hold of your PIN, it will be useless to them after a short period.
#3. Don’t disclose your PIN – Do not disclose your ICICI credit card PIN to anyone, including bank employees. The bank will never ask you for your PIN over the phone or via email.
#4. Cover your PIN – When entering your ICICI credit card PIN at an ATM or a point-of-sale terminal, ensure that no one is watching you. Cover the keypad with your hand or body to prevent anyone from seeing your PIN.
#5. Avoid using easy-to-guess PINs – Do not use easy-to-guess PINs such as your date of birth, phone number, or any other personal information that someone may know about you.
#6. Be careful while using your card at public places – Be cautious while using your ICICI credit card at public places such as restaurants, hotels, or shopping malls. Ensure that the card is swiped only in your presence, and the transaction amount is correct.
By following these precautions, you can protect the security of your ICICI/HDFC credit card PIN and prevent any unauthorized use of your card.
Frequently Asked Questions (FAQs)
#1. If my ICICI credit card is blocked, can I still generate my PIN?
No, you must first unblock your ICICI credit card before you can change or generate your credit card PIN.
#2. Is it possible to generate an ICICI credit card PIN at any ATM?
No, it is not possible to generate or change your ICICI credit card PIN at just any ATM. You can only do this at an ICICI Bank ATM.
#3. Will the PIN for my add-on credit card be the same as my primary credit card?
No, you need to separate the PIN for your add-on credit card.