Flipkart Axis Bank credit card is issued by Axis Bank in partnership with Flipkart, while the Amazon Pay ICICI Bank credit card is issued by ICICI Bank in partnership with Amazon Pay.
When choosing between these two cards, it’s important to consider your shopping habits.
If you frequently shop on Amazon, the Amazon Pay ICICI credit card is a better option for you. Conversely, if you’re a regular shopper on Flipkart, consider the Flipkart Axis Bank credit card.
It’s essential to evaluate your spending patterns and preferences to determine which credit card would suit your needs best.
Let’s compare Flipkart Axis Bank vs Amazon Pay ICICI Bank Credit Card on some common features like fees, rewards, and benefits.
Quick Comparison of Flipkart Axis Bank vs Amazon Pay ICICI Bank Credit Card
| Features | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Bank Credit Card |
| Joining Fee | Rs.500 | Nil (lifetime free) |
| Annual Fee | Rs.500 | Nil |
| Annual Waiver Condition | Annual spend of Rs. 2 lakhs or more | Nil |
| Welcome Gift | Benefits worth Rs. 1100 including Flipkart Voucher | – Rs 750 for Prime members – Rs 600 for non-Prime members |
| Max. Cashback Offers | 5% on Flipkart purchases | 5% on Amazon purchases |
| Min. Cashback Offers | 1.5% | 1% |
| Fuel Surcharge Waiver | 1% | 1% |
| Foreign Currency Markup | 3.5% | 3.5% |
| Domestic Lounge Access | 4 every year | Not Available |
Fees & Charges of Flipkart Axis Bank vs Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI credit card offers a lifetime free credit card while the Flipkart Axis Bank credit card charges joining/annual fee Rs. 500. You can waive off the annual fee by spending Rs. 2 lakhs or more in a year.
| Fees and Charges | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Bank Credit Card |
| Joining Fee | Rs.500 | Nil (lifetime free) |
| Annual Fee | Rs.500 | Nil |
| Renewal Fee Waiver | Annual spend of Rs. 2 lakhs or more | Nil |
| Foreign Currency Mark-up | 3.5% | 3.5% |
Welcome Benefits on Flipkart Axis Bank Credit Card
Both credit cards offer attractive welcome benefits for new cardholders.
| Flipkart Axis Bank Credit Card | Amazon Pay ICICI Bank Credit Card |
| – Rs 500 Flipkart Gift Voucher – 15% cashback up to Rs. 500 on the first Myntra transaction – 50% instant discount up to Rs.100 on 1st Swiggy order. Use code “AXISFKNEW”. | – Rs 750 for Prime members – Rs 600 for non-Prime members |
Rewards Comparison Flipkart Axis Bank vs Amazon Pay ICICI Bank Credit Card
To get the maximum 5% cashback on the Amazon Pay ICICI Bank credit card, you must be an Amazon Prime member, otherwise you will only receive 3% cashback. On the other hand, the Flipkart Axis Bank credit card doesn’t require any such membership to earn 5% cashback benefits.
Furthermore, Flipkart Axis Bank credit card offers a 1.5% cashback return for all online and offline Flipkart spends, the Amazon Pay ICICI Bank credit card offers a slightly lower 1% cashback return for all Amazon spends.
Additionally, for utility bill payments, Flipkart Axis Bank credit card provides a 1.5% cashback return, whereas the Amazon Pay ICICI Bank credit card offers a higher 2% cashback return.
The best part of both cards offer unlimited cashback offers which is a great thing.
| Credit Card | Unlimited Cashback Offers | ||
| Flipkart Axis Bank Credit Card | 1.5% on all online & offline spends | 4% cashback on Swiggy, Uber, PVR, and cure.fit | 5% on Flipkart and Myntra purchases |
| Amazon pay ICICI Bank Credit Card | 1% on all other online and offlines spends | 2% cashback on over 100 plus Amazon partner merchants | 5% (for Amazon Prime members)3% (for non-Amazon Prime members) on Amazon spends |
Cashback of Axis Bank Flipkart Credit Card
- You can earn 5% cashback on Flipkart and Myntra purchases.
- You get 4% cashback on Swiggy, Uber, PVR, and cure.fit.
- For all other online and offline spends, you can earn 1.5% cashback.
ICICI Amazon Pay Cashback Rewards
- For prime members – 5% cashback on Amazon spends.
- For non-prime members – 3% cashback on all purchases made on Amazon India.
- You will get 2% cashback on over 100 plus Amazon partner merchants.
- Get 2% cashback (in the form of reward points) on utility/mobile bill payments & travel-related spends.
- Get 1% cashback on all other online and offlines spends except fuel.
Cashback Redemption Value
| Flipkart Axis Bank Credit Card | Amazon Pay ICICI Credit Card |
| Earned cashback is credit to your account as the statement balance. | Earned cashback is automatically transferred to Amazon Pay balance at the end of each billing cycle. |
| You can use it anywhere you want. | You can use it only to make payments using Amazon Pay. |
Other Benefits of Flipkart Axis vs Amazon Pay ICICI Credit Card
| Other Benefits | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Credit Card |
| Dining Benefits | Get up to 20% off at partner restaurants under Axis Bank’s exclusive Dining Delights program | A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program. |
| Movie Benefits | Enjoy accelerated cashback (4%) on PVR cinemas | 2% cashback on Amazon Partner merchants brands include BookMyShow |
| Fuel Surcharge Benefits | Avoid the 1% fuel surcharge for fuel purchases between Rs. 400 and Rs. 4,000, with a maximum waiver capped at Rs. 500 per month. | 1% fuel surcharge waived off at all fuel purchases between Rs. 400 and Rs. 4,000 Get 5% cashback on the first fuel transaction of the month. A minimum purchase of Rs. 2,000 is required to avail of the offer and the maximum cashback is capped at Rs. 150 in a month. |
Airport Lounge Access
When it comes to travel benefits, the Flipkart Axis Bank credit card is undoubtedly a better option, as it offers 4 complimentary domestic lounge access every year. While on the other hand, Amazon Pay ICICI Bank credit card does not offer any airport lounge benefits.
| Lounge Access | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Bank Credit Card |
| Domestic | 4 every year | Not Available |
| International | Not Available | Not Available |
Which Card is Better – Flipkart Axis vs Amazon Pay ICICI Credit Card
Both the cards offer you maximum 5% cashback on online shopping platforms with no maximum capping.
However, if you’re a frequent shopper on either Amazon or Flipkart, it is advisable to opt for the respective credit card as it will provide you with better rewards and benefits on your transactions.
On the other hand, if you frequently shop on both platforms, the HDFC Millennia credit card would be an ideal choice as it offers 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Zomato, Sony LIV, and Uber with a maximum cap of Rs. 10,000 per statement cycle.
