Many banks offer debit cards that provide complimentary access to select lounges. These debit cards not only offer the convenience of lounge access but also come with additional perks such as cashback, discounts, and rewards programs.
The following debit cards provide access to domestic airport lounges only. For international lounge access, credit cards are necessary.
Best Debit Cards for Free Airport Lounge Access
#1. HDFC Bank Times Points Debit Card
- Variants – Mastercard
- Annual Fees – Rs 650 plus taxes
- Lounges Limit – 1 complimentary visit per quarter to eligible airport lounges.
- Rewards – 2 Times Points on every Rs. 150 spent
This debit card offers you 1 complimentary airport lounge access per calendar quarter across India.
#2. HDFC Bank Millennia Debit Card
Variants – Visa, Mastercard and Diners
Annual Fees
- Rs 500
- Free for Classic, Preferred and Imperia accountholders)
Lounges Limit
- 4 complimentary domestic airport lounge access annually (once per calendar quarter).
Rewards
- 5% cashback points on shopping via PayZapp and SmartBuy
- 2.5% cashback points on all online spends
- 1% cashback points on all offline spends and Wallet reloads.
If you more shop online platforms like Amazon, Flipkart, & Myntra, HDFC Millennia credit card is a better option for you. You get 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Zomato, Sony LIV, and Uber.
#3. HDFC EasyShop Platinum Debit Card
Variants – Visa and Mastercard
Annual Fees
- Rs 750 plus taxes
- Free for Classic, Preferred, and Imperia Accountholders
Lounges Limit
- 2 complimentary visits per quarter.
Rewards
- Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
- 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment.
- Maximum cap of Rs. 750 per card per month.
- You can also pay your credit cards bill through HDFC Easyshop Platinum debit card which offers 1% cashback with max cap of Rs. 750 per month. You can also change your billing cycle of HDFC credit card once in a lifetime.
#4. Axis Bank Priority Debit Card
Variants – Visa and Mastercard
Annual Fees
- Rs 750 plus taxes.
- Waived off for priority account customers.
Lounges Limit
- 2 complimentary domestic visits per quarter.
Rewards Benefits
- 1 EDGE reward point per Rs. 200 spent domestically which is 0.1% reward rate.
- 3 EDGE reward points per Rs. 200 spent internationally that is 0.3% reward rate
The Axis Bank Priority Debit Card is exclusively available to Priority Customers of the bank. To retain this privileged status with Axis Bank, you need to maintain an average quarterly balance of Rs. 2 Lakhs.
#5. Axis Bank Burgundy Debit Card
Variants – Mastercard
Annual Fees
- Zero for Burgundy account customers.
- Rs 1500 plus taxes for others.
Lounges Limit
- 3 complimentary domestic lounge visits per quarter.
Rewards Benefits
- 2 EDGE reward points on every Rs 200 spent on domestic spending which is 0.2%.
- 6 reward points on every Rs 200 spent internationally.
#6. Axis Bank Delight Debit Card
Variants – Visa and Mastercard
Annual Fees
- Rs 999
Lounges Limit
- 2 lounge access per quarter.
Rewards Benefits
- 2 Reward Points on every Rs. 200 spent.
- Complimentary Times Prime membership on annual spends of Rs 2 Lakhs.
- Buy 1 Get 1 on BookMyShow, limited to 2 per month.
#7. Axis Bank Prestige Debit Card
Annual Fees
- Rs 500
Lounges Limit
- 1 complimentary domestic lounge access per quarter.
Rewards Benefits
- 2 EDGE RP per Rs 200 on domestic and international spends, which is 0.1% reward rate.
- 3% cash back on travel bookings.
- 2% cash back on select merchant categories.
- Maximum cashback of Rs 500 per month.
For beginners, you may also like Axis Ace credit card that provides 5% cashback on Gpay payments. .
#8. ICICI Bank Wealth Select Visa Infinite Debit Card
- Annual Fees – Zero for ICICI Bank Wealth Select customers.
- Lounges Limit – Four complimentary access to domestic airport lounges per quarter.
- Rewards Benefits – Earn 2 ICICI Bank Rewards on every Rs 200 spent.
The ICICI Bank Wealth Select Visa Infinite debit card is a premium card that offers a range of exclusive experiential benefits, including special discounts, conveniences, and rewards.
#9. ICICI Bank Rubyx Debit Card
Fees & Charges
- Joining fee – Rs.999
- Annual fee – Rs.749
Lounges Limit
- 2 complimentary access per calendar quarter.
Rewards Benefits
- Earn 2 reward points per Rs.200 on domestic spends.
- Get 4 reward points on international transactions on every Rs.200 spent. 0.5% reward rate.
#10. SBI Platinum International Debit Card
Variants
- Rupay
- Mastercard
- Visa
Fees & Charges
- Issuance charges: Rs. 300
- Annual maintenance charges: Rs. 250
- Card replacement charges: Rs. 300
Lounges Limit
- 2 complimentary visits per quarter to eligible airport lounges as per the variant.
Rewards Benefits
- Get 2 SBI reward points for every Rs. 200 spent.
- You can earn these reward points on fuel transactions, shopping, dining, book travel, or spend online.
#11. IndusInd Pioneer Infinite Debit Card
Variant
- Visa Infinite
Annual Fee
- Free for Pioneer Accounts
Lounges Limit
- 2 complimentary visits per quarter to eligible airport lounges.
Rewards Benefits
- Earn 1 point for every Rs 200 spent on Pioneer Debit Card.
- 0.5% reward rate.
- Get up to four tickets per quarter on movies worth Rs 1000 each.
#12. IndusInd World Exclusive Debit Card
Annual Fee
- Nil
Lounges Limit
- 2 complimentary visits per quarter.
Rewards Benefits
- 2 reward points per Rs. 200 up to monthly spends of Rs. 5,000
- 3 reward points per Rs. 200 between monthly spends of Rs. 5,001 to Rs. 10,000
- 4 RP per Rs. 200 between monthly spends of Rs. 10,001 to Rs. 20,000
- 5 RP per Rs. 200 between monthly spends of Rs. 20,001 to Rs. 40,000
- 6 reward points per Rs. 200 above monthly spends of Rs. 40,001
#13. IDFC First Bank Visa Signature Debit Card
- Variant – Visa Signature
- Annual Fee – Free
- Lounges Limit – 2 complimentary visits per quarter.
- Rewards – Rs. 250 cashback per month on BookMyShow.
To be eligible for this card, you must maintain an average monthly balance of Rs. 25,000. Although the card currently does not have a rewards program, it only offers movie cashback of Rs. 250 per month.
#14. IDBI Bank Visa Signature PayWave Debit Card
- Annual Fee – Rs 799 plus taxes
- Lounges Limit – 4 Free domestic visits per calendar quarter at participating Airport lounges.
- Rewards – 3 reward points per Rs. 100 spent.
#15. Bank of India RuPay Platinum Debit Card
Annual Fee
- Rs 200/- plus GST
Lounges Limit
- 2 lounge access per quarter in selective domestic airports.
Rewards
- 1 reward points per Rs. 100 up to monthly spends of Rs. 5,000
- 1.5 RP per Rs. 100 between monthly spends of Rs. 5,001 to Rs. 10,000
- 2 RP per Rs. 100 above monthly spends of Rs. 10,001
- 3 RP on preferred category merchants.
Conclusion
If you are looking for a debit card that offers complimentary airport lounge access, the IDBI Bank Visa Signature PayWave debit card provides the highest number of free domestic visits per calendar quarter, with 4 visits.
The Axis Bank Burgundy debit card is also a good option, providing 3 domestic airport lounge visits per quarter.
For those looking for a more affordable option, the HDFC EasyShop Platinum debit card offers 2 visits per quarter with great cashback points.
Ultimately, the best debit card for you will depend on your specific travel needs and spending habits.
However, there is no debit card available in the market that offers you unlimited complimentary lounges access. You may go with HDFC Diners Club Black credit card, HDFC Bank Infinia Metal Edition, and Axis Bank Magnus Credit Card that offers you unlimited domestic & international lounges access.
